When the Practice Ends but the Risk Doesn’t: A Reminder About Tail Coverage

Sad retirement party

Whether you represent the plaintiff or the defendant, always check the professional’s “Claims Made & Reported” policy in effect at the time of the incident—especially if the defendant retired soon after. A slightly higher premium may have purchased a Tail Coverage Endorsement, extending protection for several years beyond the policy’s expiration. Discovering that coverage early can change the outcome for both sides and make the case ideal for early mediation.