Residential Mortgage Foreclosure Mediation Program

The RMFM Program creates an opportunity for Borrowers and Lenders to reach a mutually agreed upon resolution, possibly avoiding foreclosure, with the assistance of a mediator. The benefits of foreclosure mediation are many:

     • Parties control the outcome;
     • There is no cost to the Homeowner/Borrower;
     • The parties have sixty (60) days to prepare for the mediation;
     • Borrowers have access to a free certified foreclosure counselor who can
       provide valuable information on a variety of foreclosure avoidance options
       and help prepare Borrowers for the mediation;
     • Borrowers will receive information from the Lenders regarding the mortgage at
       issue;
     • Borrowers have an opportunity for direct communication with the Lenders to 
       discuss their current financial situation and engage in settlement negotiations;
     • A mediator will assist the parties in exploring alternatives to foreclosure.

Program Administrator: SANDRA C. UPCHURCH / scu.rmfmp@uww-adr.com

Phone: 386-523-1027 and Toll Free: 877-226-1312